Financing Opportunities

Agriculture

Beginning Farmer Bonds
These bonds are used to back below-market interest rate financing for eligible agricultural land, construction/improvements, breeder livestock, and equipment for qualified farmer.

United States Department of Agriculture (USDA) Rural Development
The USDA provides funding opportunities for rural small businesses through loans, loan guarantees, and grants.

Farm Loan Program
This program supports direct loans to small farms through participating Financial Development Corporations (FDCs). Loans are 90% guaranteed by the U.S. Department of Agriculture, Farm Serviced Agency (FSA).

Business Expansion/Facility Improvements

California Infrastructure and Economic Development Bank (IBank) CLEEN Center
The IBank established the California Lending for Energy and Environmental Needs (CLEEN) Center to offer financing to public agencies and non-profit corporations to help achieve the State’s greenhouse gas reduction goals and increase market confidence in green investing.

California Pollution Control Financing
The California Pollution Control Financing Authority provides tax-exempt bond financing for pollution control projects. The securities pay for acquisition, construction or installation of qualified pollution control, water furnishing, waste disposal, waste recovery facilities, and equipment.

Brownfields Revolving Loan Fund Program
This program provides low-interest rate loans between $200,000 and $900,000 for financing cleanup activities of sites by eligible public or private property owners, including government agencies, private property owners as well as non-profit organizations.

Industrial Development Bonds
Industrial development bonds provide financing for the acquisition, construction, rehabilitation and equipping of manufacturing and processing facilities for private companies.

Green Business/Clean Tech

Brownfields Revolving Loan Fund Program
This program provides low-interest rate loans between $200,000 and $900,000 for financing cleanup activities of sites by eligible public or private property owners, including government agencies, private property owners as well as non-profit organizations.

California Infrastructure and Economic Development Bank (IBank) CLEEN Center
The IBank established the California Lending for Energy and Environmental Needs (CLEEN) Center to offer financing to public agencies and non-profit corporations to help achieve the State’s greenhouse gas reduction goals and increase market confidence in green investing.

California Pollution Control Financing
The California Pollution Control Financing Authority provides tax-exempt bond financing for pollution control projects. The securities pay for acquisition, construction or installation of qualified pollution control, water furnishing, waste disposal, waste recovery facilities, and equipment.

Cool California Funding Wizard
The Funding Wizard can help you find grants related to energy efficiency upgrades and rebates, with a particular emphasis on sustainable and environmentally-friendly business practices.

Providing Loan Assistance for California Equipment (PLACE) Program
The California Air Resources Board offers financing opportunities for off-road vehicles, fleet vehicles, and equipment used in freight movement.

Recycling Market Development Zone Loan Program
This program provides attractive loans, technical assistance, and free product marketing to businesses that use materials from the waste stream to manufacture their products and are located in a zone.

Exporting/Importing

California Infrastructure and Economic Development Bank Export Financing Program
This program helps provide loans to small businesses that sell goods in other countries through the Small Business Loan Guarantee Program.

Export-Import Bank
This bank is the official export credit agency of the United States. Its mission is to ensure that U.S. companies — large and small — have access to the financing they need to turn export opportunities into sales.

Start Up or Small Business Support

California Capital Access Program
This program encourages lenders to make loans to small businesses that may have difficulty obtaining capital. These credit enhancement mechanisms minimizes the credit risk for lenders, and makes it possible for new and existing businesses in California to qualify for small business loans.

JumpStart Loan Guarantee Program
The program provides microloans for low-wealth entrepreneurs located in a low wealth community or disaster area.

Small Business Loan Guarantee Program
This program provides “access to capital” that may not have been available to growing businesses without this guarantee. The guarantee minimizes the credit risk for lenders, and makes it possible for new and existing businesses in California to qualify for small business loans.

About Us

The Governor’s Office of Business and Economic Development (GO-Biz) was created by Governor Edmund G. Brown Jr. to serve as the State of California's leader for job growth and economic development efforts. GO-Biz partnered with the State's Information Technology Leadership Academy 22 to create the California Business Portal.